Samsung Wallet is launching contactless ‘Buy Now, Pay Later’ option for store purchases

Andrew Romero | Jul 24 2025 - 7:29 am PT

Samsung Wallet is adding a “buy now, pay later” installment feature that will appear alongside your credit cards during transactions. Where Google has rolled out a similar feature, this option appears to be available for in-store contactless payments.

Samsung Wallet has long offered a portal for users to access their credit and debit cards for purchases at physical stores. The feature has been around for a long time, and even though Samsung Wallet doesn’t get as much use as Google’s alternative, it works just as well.

According to the company, a new Samsung Wallet integration with Splitit will mean a “Pay in installments” option will appear next to your saved credit and debit cards. Just like tapping a terminal for contactless payments with a debit card, the Splitit card will allow users to put off making purchases on the spot.

Payment plans have blown up in recent years, with popular companies like Klarna and Affirm becoming the number one option for a lot of users. Google Pay recently launched a partnership with Klarna to offer installment options to users during online purchases.

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Samsung’s integration, however, hits different.

We’re making the payment experience even more versatile, providing users with options to make purchases on their own terms.

The release suggests that users will be able to choose installment plans for in-store purchases through Samsung Wallet. Gas station purchases, grocery pickups, and quick transactions throughout the day happen in-store, and adding the ability to quickly use an installment plan feels dangerous. At the same time, it can be viewed as no different from a credit card.

Samsung says the payments can be tracked from the Samsung Wallet app, rather than needing to open Splitit’s app and track purchases there. Payment plans are chosen after using your phone to pay at the counter.

The new feature will roll out to Samsung Wallet on July 25 in “select states.” Expansion to all states is expected by the end of the year.