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ÐÏࡱá > þÿ C E þÿÿÿ B ÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿì¥Á W ð¿ m bjbjºÉºÉ 0" Ø£ÃeØ£ÃeW ÿÿ ÿÿ ÿÿ · ¬ ¬ ñ ñ ñ ñ ñ ÿÿÿÿ 8 = , i $ s) & £ £ £ £ × > ) ò( ô( ô( ô( ô( ô( ô( $ ™+ ¶ O. ¬ ) ñ 5 × × 5 5 ) ñ ñ £ £ 4 -) « « « 5 R ñ £ ñ £ ò( « 5 ò( « « V £$ ‡ Š% £ ÿÿÿÿ tLSžåÔ ÿÿÿÿ ‡ F *% Þ( C) 0 s) 6% T û. Í N û. Š% û. ñ Š% T 5 5 « 5 5 5 5 5 ) ) 5 5 5 s) 5 5 5 5 ÿÿÿÿ ÿÿÿÿ ÿÿÿÿ ÿÿÿÿ ÿÿÿÿ ÿÿÿÿ ÿÿÿÿ ÿÿÿÿ ÿÿÿÿ ÿÿÿÿ ÿÿÿÿ ÿÿÿÿ ÿÿÿÿ ÿÿÿÿ ÿÿÿÿ ÿÿÿÿ ÿÿÿÿ û. 5 5 5 5 5 5 5 5 5 ¬ · : Veterans Benefits Administration VA Pamphlet 26-7, Revised Department of Veterans Affairs Change 28 Washington, D.C. 20420 March 28, 2019 To: Lenders and Other Participants in the VA Home Loan Guaranty Program Subject: Transmittal of VA Lenders Handbook, Chapter 2, Veteran’s Eligibility and Entitlement, Revised PurposeAttached is a copy of VA Pamphlet 26-7, Lender’s Handbook, Chapter 2, Veteran’s Eligibility and Entitlement, which has been revised in its entirety. ChangesChapter 2 has been revised to reflect updates to VA systems and incorporate all appropriate Circulars. Key changes include:Chapter 2, Topic 1 describes conditions which could appear on a Certificate of Eligibility. The conditions must be met before the loan is guaranteed by VA.Chapter 2, Topic 2, clarifies that a Veteran who has previously used some of his/her entitlement which has not been restored may make a downpayment in conjunction with using his/her remaining entitlement. This change is effective 90 days from the date of approval. Additional CopiesAdditional copies may be downloaded at HYPERLINK "https://benefits.va.gov/warms/pam26_7.asp" https://benefits.va.gov/warms/pam26_7.asp RescissionsChapters 1-9 of the Lenders Handbook cover Loan Processing topics. All outstanding Circulars have been incorporated into the revised chapters. Once all revised chapters have been released, the outstanding Circulars will be rescinded. Jeffrey F. London Director, Loan Guaranty Service ! ( ) / 7 8 ; < > ? E F œ ž ¼ ¿ Ç Ñ Ö × ß à å ï ÷ òåØËå˾˱¾ËåËò¤—¤Š}¤Š—pc¤åòV hìJ0 5CJ OJ QJ aJ hzø 5CJ OJ QJ aJ h’l 5CJ OJ QJ aJ h¾T„ 5CJ OJ QJ aJ h³” 5CJ OJ QJ aJ h- 5CJ OJ QJ aJ hŸxZ 5CJ OJ QJ aJ hG!¨ 5CJ OJ QJ aJ h¸A 5CJ OJ QJ aJ hTÈ 5CJ OJ QJ aJ hXµ 5CJ OJ QJ aJ hÄK 5CJ OJ QJ aJ hs 5CJ OJ QJ aJ F ž æ þ J ² ³ µ ½ R S U ] ú ú ø ó é ç ø ø â Ü Ó Š â Ü H kd $$If –l 4Ö0 ”ÿT$ À < ö Ö ÿ ÿÖ ÿ ÿÖ ÿ ÿÖ ÿ ÿ4Ö l aö f4 $If gdÁIÒ $If gd!,â Æ }À! gdÄE1 gdBØ gdÄK ÷ ý þ / A J T c x € ƒ ¨ ª ± ² ³ ´ µ ½ Ó Ö òåØåÐÈÐÀÈа “†y†yl“åZVOVKD h håm7 håm7 h[IÜ h[IÜ hs #hXµ hþ# 5CJ OJ QJ ^J aJ hI 5CJ OJ QJ aJ hòn‘ 5CJ OJ QJ aJ h¶^8 5CJ OJ QJ aJ hÄK 5CJ OJ QJ aJ hXµ hG!¨ 5CJ OJ QJ aJ hXµ hs 5CJ OJ QJ aJ hXµ CJ aJ hÄK CJ aJ hs CJ aJ hÄE1 5CJ OJ QJ aJ hs 5CJ OJ QJ aJ hKs» 5CJ OJ QJ aJ Ö ß á ( * Q R T U \ ] e f g { ¹ Á Ã Å Û ã w ¾ Æ ! ' . I J K † üõüñüñíüéåÞÚÖËûËó룛Ó‹ƒ‹x‹ƒxph] h!,â h!,â CJ aJ h!,â CJ aJ h†D× CJ aJ hB%ó hB%ó CJ aJ hêW&