ÐÏࡱá > þÿ 2 4 þÿÿÿ 1 ÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿì¥Á q` ø¿ 0 bjbjqPqP 0 : : ã L ÿÿ ÿÿ ÿÿ ¤ Ò Ò Ò Ò Ò Ò Ò æ v v v 8 ® º æ  , â ø ø ø ø ø Z R n $ » h # Š 4 Ò ~ ø ø ~ ~ 4 Ò Ò ø ø I > > > ~ d Ò ø Ò ø > ~ > > Ò Ò > ø Ö À$E¼É v â p > j ¤ _ 0  > ­ R ˆ ­ > ­ Ò > , ~ ~ > ~ ~ ~ ~ ~ 4 4 Ú d ~ ~ ~  ~ ~ ~ ~ æ ¤ Š ¤ . ¤ Ò ¤ æ Š . Ò æ æ æ Ò Ò Ò Ò Ò Ò ÿÿÿÿ Veterans Benefits Administration VA Pamphlet 26-7, Revised Department of Veterans Affairs Change 10 Washington, D.C. 20420 April 10, 2009 To: Lenders and Other Participants in the VA Loan Guaranty Program Subject: Transmittal of Change 10 to VA Pamphlet 26-7, Revised, VA Lender’s Handbook PurposeAttached are revisions to Chapter 4 of VA Pamphlet 26-7, Revised, VA Lender’s Handbook. ChangesThis change updates procedures to note that it is no longer necessary to obtain a statement regarding an applicant’s membership in the Reserve or National Guard. Lenders are still expected to address this in underwriting, but they are not required to provide a statement to VA. This change also updates procedures for the Credit Alert Interactive Voice Response System by noting the elimination of the telephone access method and this change also eliminates the separate underwriter certification previously required in Automated Underwriting System cases. Additional CopiesAdditional copies may be downloaded from the VA Home Loans website ( HYPERLINK "http://www.homeloans.va.gov" http://www.homeloans.va.gov). Mark Bologna Director, Loan Guaranty Service VA Pamphlet 26-7, Revised Change 1 February 5, 2001 V u ‰ © ± õ J K » x { ¿ Ð I q ï G H q r s Ž  ’ “ ã ä æ ç é ê ì í ï . / 0 òåòØòÐòåòÐÌļļļÄÌÄ°Ä¡°—°ÄŽÌ†‚†‚†‚†‚~‚Ì h­Æ h69ï j h69ï U*h0g CJ aJ h0g 0J CJ aJ jÊ h0g CJ UaJ j h0g CJ UaJ h§   CJ aJ h0g CJ aJ h0g h0g CJ aJ h"tP 5CJ OJ QJ aJ h§   5CJ OJ QJ aJ h0g 5CJ OJ QJ aJ ( H v ° ± õ K L N V ° ± ³ » Ô Õ î ï ý ý ý ý û ý ý ù ó í ¤ ù ó ž ž ž ” &