ÐÏࡱá > þÿ 7 9 þÿÿÿ 6 ÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿì¥Á q` ø¿ bjbjqPqP 0 : : ´ L ÿÿ ÿÿ ÿÿ ¤ ® ® ® ® ® ® ®  * * * 8 b v  m ö ž ´ ´ ´ ´ ´ Z * ì î î î î î î $ c h Ë Š ® : ´ ´ : : ® ® ´ ´ ' : d ® ´ ® ´ ì : ì â é ë ® ® ´ ’ @~|?¼É * ž p Ô H ¤ = 0 m ê U   U , U ® H : : : : : : : ® d : : : m : : : :    „ F ä    F    ® ® ® ® ® ® ÿÿÿÿ Veterans Benefits Administration VA Pamphlet 26-7, Revised Department of Veterans Affairs Change 9 Washington, D.C. 20420 April 10, 2009 To: Lenders and Other Participants in the VA Loan Guaranty Program Subject: Transmittal of Change 9 to VA Pamphlet 26-7, Revised, VA Lender’s Handbook PurposeAttached are revisions to Chapter 3 of VA Pamphlet 26-7, Revised, VA Lender’s Handbook. ChangesThis change updates procedures in Chapter 3 to reflect that VA will guarantee regular refinance loans up to 100 percent of value, to reflect new maximum guaranty amounts, to reflect evidence of guaranty generated through VA’s webLGY application, to advise lenders current procedures regarding corrections to Loan Guaranty Certificates, to note lenders must report paid-in-full loans in the VA Loan Electronic Reporting Interface (VALERI), and to advise lenders that it is no longer necessary to mail paid-in-full notices to a VA office. All changes are listed within each document under the “Change Date” area of each section. Unchanged sections will show the latest “Change Date” information including specific changes made on that date and the number for that change. Additional CopiesAdditional copies may be downloaded from the VA Home Loans website ( HYPERLINK "http://www.homeloans.va.gov" http://www.homeloans.va.gov). Mark Bologna Director, Loan Guaranty Service VA Pamphlet 26-7, Revised Change 1 February 5, 2001 ! . m v Ÿ ¢ ª ² ö J K _ l » ç ; = H d f q † ± ó - / 0 q w z € • ¸ Ô À Á Â Õ C D E ïâïâïâÕïÊïâïÊÆÂÆ·¬·¤¬·¤¬·¬·¬œ¬œ¬·¤·¬œ¬·¬Æ··{ #jÊ håKÉ håKÉ CJ UaJ j håKÉ håKÉ CJ UaJ hFê CJ aJ h¤L CJ aJ håKÉ håq- CJ aJ håKÉ håKÉ CJ aJ håKÉ håq- håKÉ håq- CJ aJ h‚X{ 5CJ OJ QJ aJ håKÉ 5CJ OJ QJ aJ håKÉ håq- 5CJ OJ QJ aJ / H w ± ² ö K L N V ° ± ³ » ( 1 2 ý ý ý ý û ý ý ù ó í ¤ ù ó › › › $If gdåKÉ H kd $$If –l 4Ö0 ”ÿT$ À < ö Ö ÿ ÿÖ ÿ ÿÖ ÿ ÿÖ ÿ ÿ4Ö l aö f4 $If $If ´ ýý 2 Á Â Ã Õ e f g õ ¬ § ž • L G gdåKÉ H kd± $$If –l 4Ö0 ”ÿTÜ# À ˆ öH$Ö ÿ ÿÖ ÿ ÿÖ ÿ ÿÖ ÿ ÿ4Ö l aö f4 $If gdåq- $If gdåq- gdåKÉ H kde $$If –l 4Ö0 ”ÿT$ À < ö Ö ÿ ÿÖ ÿ ÿÖ ÿ ÿÖ ÿ ÿ4Ö l aö f4 &