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Patents by Inventor Belen Monasterio

Patent number: 8762237
Abstract: Providing an account-based product. A communications portal is provided and consumer data is received via the portal. At least one derived characteristic, e.g., qualification, is determined contemporaneously from the consumer data. A product set is presented, via the portal, including at least one product determined at least in part by the derived characteristic. A selection from the product set is received via the portal, and at least one product feature, e.g., balance transfer, of at least one selected product is activated contemporaneous with the product selection.
Type: Grant
Filed: June 19, 2003
Issued: June 24, 2014
Assignee: Citicorp Credit Services, Inc.
Inventors: Belen Monasterio, Shari Gooen Diamond, Julie Furr, Mark Temares
Application number: 20040143526
Abstract: Providing an account-based product. A communications portal is provided and consumer data is received via the portal. At least one derived characteristic, e.g., qualification, is determined contemporaneously from the consumer data. A product set is presented, via the portal, including at least one product determined at least in part by the derived characteristic. A selection from the product set is received via the portal, and at least one product feature, e.g., balance transfer, of at least one selected product is activated contemporaneous with the product selection.
Type: Application
Filed: June 19, 2003
Issued: July 22, 2004
Inventors: Belen Monasterio, Shari Gooen Diamond, Julie Furr, Mark Temares