Banking Questions & Answers by State
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Banking Questions & Answers
Q: Can I sue the bank for letting my mom access my trust to spend it all?
It depends, if your mother was named on the account (which is very likely) then no the bank cannot be sued. However, if your mother is not on the account or your trustee then the bank should not has distributed the money as suit is possible. If your mother committed fraud, then it depends on whether the bank complied with acceptable banking standards (the rules are strict, but tend to protect banks unless a teller does something really stupid). The person that you can sue (and win easily) is...
Q: Can a bank refuse to acknowledge an affidavit signed by the successor that transfers ownership of an account to another?
A lawyer can review the documents and advise.
Please Take Notice: I am not your lawyer unless we enter into an engagement agreement in writing. This is only general information. It is NOT legal advice, and it may not work for your specific situation. It is impossible to evaluate a legal problem without a comprehensive consultation and review of all the relevant facts and documents. I strongly encourage you to consult with a local lawyer to get...
Q: What are benefits of Assignment Trust to Benefit Creditors in FL & IL for commercial loans in suit against banks?
That the creditors will get paid what is owed? Not enough facts here for much of an answer.
Q: If the Lender placed "lender paid mortgage insurance" what documents would disclose this information? On the TIL or HUD?
The affidavit of amount due would disclose this, usually, in a mortgage foreclosure case.
Q: I have been offered a SAM loan on my home but no-one at Ocwen will tell me about the balloon disclosure, can you?
A balloon mortgage must contain certain language, both at the top of the mortgage and right above the signature line. If the specific language is not included at both places, there is no balloon, basically.
Q: What is ablocked account ? and who can access it, who is a 2nd party and third parties
An account which has been blocked. What is the context here? What are the facts?
Q: I have documents proving my bank has illegally charged overdraft fees...how do i proceed to have them returned?
You know that you probably needed to go see an attorney about this, at least for a face to face conference.
Q: Fraudulent check how can i find out about a check that bounced that i did not know about back in 2009.
Read your question. What are you asking? Can you find out about this from your bank?
Q: Is there an interest rate limit on business loans under $500,000 in Florida?
There should be, but it would require a lot of my time to find out precisely.
Q: Does Maryland financial institution section 1-304 applies to a subpoena issued from the state of FL.
Q: I received a check that bounced. I spent required money on material and labor. What do I do? Am I at fault?
This is what I think you are asking: You spent money on material and labor and paid for this material and labor through your account thinking that you had sufficient funds b/c someone gave you a check. Later, the check bounced so you now don't have sufficient funds and your account is overdrawn. The best thing to do is to go to the bank and sit down with a service representative and explain the situation and see if they will reverse charges for the account being overdrawn and then you will...
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